Free Roth Conversion Masterclass
Learn How to Legally Reduce
Eliminate Taxes
On Your Qualified Retirement Accounts
Join pre‑retirees and retirees who have discovered the legal strategies the tax code already allows โ and most Americans never use โ to eliminate taxes on their qualified retirement accounts.
Save Your Seat โ It's FreeFree Masterclass ยท No Cost to Attend
Convert Without
Losing Principal
A gradual, partial conversion pays its tax bill straight out of your IRA balance โ shrinking what actually reaches your Roth. Learn the alternative.
Defuse the
Tax Time Bomb
Every dollar in a traditional IRA or 401(k) is pre‑tax money the government still plans to collect. Learn the strategies to take it back.
Retire
Tax‑Free
Create reliable, IRS‑compliant tax‑free income streams you cannot outlive โ no matter where tax rates go next.
Save Your Seat
Every other Saturday ยท 8:00 AM PST
Reserve your spot in the free masterclass.
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What You Can Achieve
You Can Keep More, Owe Less,
and Retire Tax‑Free
The Roth Conversion Masterclass gives you the same approach high‑net‑worth individuals and informed retirees use to convert an IRA or 401(k) to a Roth without paying the tax bill out of the balance you're converting โ and, for qualifying situations, IRS‑code‑backed strategies that can significantly reduce, or even eliminate, what's owed on the conversion itself.
These aren't loopholes. They're provisions written directly into the U.S. tax code โ strategies most financial advisors have never been trained to use, and your financial institution profits from you not knowing.
Reserve Your Spot โWhy This Matters Now
Most People Are Losing Wealth to Taxes โ Without Realizing It
It's not about how much you earn โ it's about how much you keep. The tax system is structured to take more from those who don't know the rules.
You Could Be Overpaying Right Now
Most people have never had their tax return reviewed for missed optimization opportunities. What you don't know is costing you thousands every year.
Your Retirement Accounts May Be a Tax Time Bomb
Every dollar in your traditional IRA or 401(k) is pre‑tax money the government will collect โ often at higher rates when you can least afford it.
Tax Rates Are Likely to Rise
Historical trends and current federal debt levels point to higher future tax rates. Planning based on today's rates may be a costly mistake.
Most Conversions Are Structured Inefficiently
A standard gradual conversion pays its tax bill directly out of the IRA balance being converted โ quietly shrinking the amount that actually reaches your Roth. Most advisors have never been shown the alternative.
The New Way to Do Roth Conversions
The Problem Isn't Converting.
It's How You Convert.
Most people know a Roth conversion is the answer to the tax time bomb. What almost nobody teaches is that the way you convert matters as much as whether you convert.
The Standard Conversion
Convert gradually over many years and pay the taxes straight out of the account itself. On a $230,000 conversion, roughly $40,000 can go to the IRS โ leaving only about $190,000 actually working for you in the Roth. The very balance you're trying to protect shrinks before it ever starts growing tax‑free.
The Structured Conversion
Convert in as little as one year โ with the tax bill legally reduced, and in qualifying cases eliminated, using provisions written directly into the tax code and applied with CPA sign‑off. Your full balance lands in the Roth and keeps compounding tax‑free, for you and for your heirs.
The difference is not small. Keeping your full principal working from day one can mean tens of thousands more within the first two years โ and over the course of a retirement, the gap can compound into hundreds of thousands. This is exactly what the masterclass walks through, number by number.
Every other Saturday ยท 8:00 AM PST ยท Free to Attend
The Curriculum
What You'll Walk Away
Knowing How to Do
Why a gradual, partial conversion quietly erodes your principal โ and what to do differently
How a properly structured, one‑time conversion can outperform a multi‑year partial conversion โ often significantly
Create reliable tax‑free income streams that you cannot outlive โ legally
Convert IRAs and 401(k)s into tax‑free Roth accounts without financing the tax bill from your own balance
IRS‑code‑backed strategies that can significantly reduce โ and in qualifying cases, eliminate โ the tax bill created by a large conversion
Where a Roth conversion fits versus alternatives like a Charitable Remainder Trust for your specific legacy goals
A clear, step‑by‑step roadmap for your account size, timeline, and RMD trajectory โ built using IRS‑compliant vehicles and planning strategies
Your Instructor
Meet Alvin Ubaldo
Alvin Ubaldo
Financial Services Professional & Income Planning Specialist
Alvin Ubaldo is a proud American immigrant from the Philippines with over 15 years in the financial services industry. A husband and father of three sons, his journey began when he was a client himself โ after seeing firsthand what thorough planning did for his own family's security, he dedicated his career to helping other families achieve the same.
Today, Alvin specializes in Roth conversion planning โ working alongside CPAs and tax specialists to structure conversions using provisions written directly into the IRS code, so families can move their qualified retirement accounts to tax‑free without shrinking the balance they spent a lifetime building.
A devoted Christian with a strong belief in doing what is right, Alvin holds integrity and transparency as the cornerstones of lasting trust. In this masterclass, he teaches openly what most financial institutions profit from you never learning.
Common Questions
Frequently Asked Questions
QIs this legal?
Absolutely. Every strategy covered is 100% compliant with U.S. tax law. We teach you how to use provisions already written into the tax code โ no gray areas, no loopholes, no risk.
QWho is this masterclass for?
Ideal for pre‑retirees, retirees, business owners, and anyone with a traditional IRA, 401(k), 403(b), or 457(b) who is considering โ or already in the middle of โ a Roth conversion and wants to make sure it's structured efficiently.
QDo I need a lot of money to benefit?
No. While these strategies scale with wealth, many are accessible at various income levels. The most important thing is understanding how the system works so you can make informed decisions.
QWill this apply to my specific situation?
The masterclass covers strategies applicable to most working Americans and retirees. Following the training, there will be an opportunity to discuss your specific circumstances with an advisor.
QHow is this different from a normal Roth conversion?
A standard conversion pays its tax bill straight out of the IRA balance you're converting, which shrinks your principal. This training covers an alternative structure designed to preserve your full principal โ plus IRS‑code‑backed strategies, used by a small number of specialist teams, that can further reduce what's owed. Whether it applies to your account depends on your specific numbers.
QIs there a cost to attend?
No. The masterclass is completely free. Reserve your spot and you'll receive confirmation details with everything you need to join.
QWhat if I can't attend live?
Register anyway. Registered attendees will receive information about replay access or future session dates directly to the email provided at registration.
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Spots are limited. Secure your seat now and gain the legal strategies that protect and grow your wealth.
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Every other Saturday ยท 8:00 AM PST ยท 11:00 AM EST